Pham, Quyen Thi Chau, et al. “Adaptability Culture Fosters SMEs’ Climate Change Proactive Adaptation in Vietnam”. HO CHI MINH CITY OPEN UNIVERSITY JOURNAL OF SCIENCE - ECONOMICS AND BUSINESS ADMINISTRATION, vol. 16, no. 2, Jan. 2025, pp. 39-67, doi:10.46223/HCMCOUJS.econ.en.16.2.3632.2026.