NGUYEN, Huong Mai; PHAM, Huyen Thi Ngoc; TRAN, Khue Minh; NGUYEN, Mai Thi Tuyet; NGUYEN, Yen Thi Hai. Digitalization and its impact on commercial banks’ profitability in Vietnam. HO CHI MINH CITY OPEN UNIVERSITY JOURNAL OF SCIENCE - ECONOMICS AND BUSINESS ADMINISTRATION, [S. l.], v. 15, n. 1, p. 152–164, 2024. DOI: 10.46223/HCMCOUJS.econ.en.15.1.3281.2025. Disponível em: https://journalofscience.ou.edu.vn/index.php/econ-en/article/view/3281. Acesso em: 15 jan. 2026.