Nguyen, Q.N. 2025. Determinants of digital transformation in Vietnamese Small and Medium-sized Enterprises (SMEs): Evidence from the World Bank enterprise survey. Ho Chi Minh City Open University Journal of Science - Economics and Business Administration. 16, 7 (Oct. 2025), 100–120. DOI:https://doi.org/10.46223/HCMCOUJS.econ.en.16.7.4471.2026.