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The impact of credit accessibility on aquaculture production in Mekong delta, Vietnam


Author - Affiliation:
Nguyen Thi Y Ly - Nong Lam University , Vietnam
Le Khoa Nguyen - Ho Chi Minh City Open University , Vietnam
Corresponding author: Le Khoa Nguyen - kim.npt@ou.edu.vn

Abstract
This paper aims to assess the impact of credit access on aquaculture profitability of farmers located in the Mekong Delta, Vietnam. The results imply that farmers with loans had higher profit in comparison to those without loans. In addition, the different status of land ownership in terms of gender influenced farming net revenue. Test for endogeneity of credit participation and income proved that the instrumental variable model was more accurate in comparison to the ordinary least square estimation in estimating factors affecting aquaculture farming profit.


Keywords
credit access; loan; profit; aquaculture; household; Mekong Delta

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